Thanks Dgambill! I also researched/reddited it since I posted and yes, YTTV is the only platform that will allow FF through commercials during "pending" programs, such as IUFB IUBB.
I just switched.
You're also correct that $65/mo. is not really a better deal. But with DirecTV I was getting hammered at $200/mo with the boxes, additional rooms, etc... and their customer service wasn't great.
Thanks- Happy New Year and Go IU!