I'll start out by saying my grandpa on my mom's side was a heavy drinker and smoker and owned a bodyshop. Died from colon cancer at 58. 2 months before I was born
My dad died of a heart attack at 45.
I'm almost 40. I just want to know if it's environmental or if I need to make sure I have a healthy life insurance. I already have a 500,000 term policy that expires next year